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Bankruptcy & Real Estate
How bankruptcy affects your home in New York — Chapter 7 vs. Chapter 13, homestead exemptions, selling during bankruptcy, and protecting your property.
Pillar Guide
Bankruptcy and Your Home in New York: What Homeowners Need to Know in 2026
Learn how Chapter 7 and Chapter 13 bankruptcy affect your home in New York — exemptions, selling, foreclosure protection, and what to expect.
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Supporting Guides
Can Chapter 13 Bankruptcy Save Your Home From Foreclosure in New York?
Learn how Chapter 13 bankruptcy can stop foreclosure and help you catch up on mortgage arrears in New York. Timeline, requirements, and what…
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Selling Your Home During Bankruptcy in New York: What You Need to Know
Can you sell your home while in bankruptcy? Yes — here's how it works in New York, what court approval you need, and how proceeds are distri…
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New York's Homestead Exemption: How Much Equity Is Protected in Bankruptcy?
How much home equity does New York protect in bankruptcy? Learn about the homestead exemption amounts by county and how it protects your hom…
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Frequently Asked Questions
10 answers to common questions about bankruptcy & real estate in New York.
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Free Download
The New York Homeowner's Guide to Bankruptcy & Real Estate
Protect Your Home, Understand Your Options, Plan Your Future
- Chapter 7 vs. Chapter 13 — which one protects your home
- New York homestead exemption amounts by county
- How the automatic stay stops foreclosure immediately
- Lien stripping: eliminating second mortgages in Chapter 13
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