The New York Homeowner's Foreclosure Survival Guide

7 Steps to Protect Your Home, Your Credit, and Your Future

If you are behind on your mortgage or have received a foreclosure notice, you need clear, honest information — not scare tactics. This free guide, written specifically for New York homeowners, walks you through the seven most important steps to protect yourself during the foreclosure process. New York is a judicial foreclosure state, which means the process is longer and you have more protections than homeowners in most other states. But those protections only help if you know how to use them. Download the guide now. It is free, confidential, and could change the outcome of your situation.

• Understand the New York foreclosure timeline and how much time you actually have
• Know your legal rights — including protections most homeowners don't know exist
• Evaluate your options: loan modification, forbearance, short sale, deed in lieu, selling, and more
• Avoid the most common mistakes that cost homeowners time, money, and their homes
• Prepare for mandatory settlement conferences — what to bring and how to use them strategically
• Protect your credit score and minimize long-term financial damage
• Know when (and how) to get professional help — from housing counselors, attorneys, and brokers