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Unpermitted work, open permits, and code violations are common — especially in older Hudson Valley homes. Here's how to handle them when selling.
Finished basements without permits, deck additions, bathroom conversions, unpermitted electrical or plumbing work, and non-conforming structures are extremely common in Hudson Valley homes built before the 1990s.
Not every code issue needs a fix. Some can be disclosed and priced accordingly. Others must be resolved for a clear title. We help you sort the must-fix from the disclose-and-adjust items.
Some will, but many buyers — especially investors — accept these issues at the right price. Proper disclosure protects you legally.
Not always. Some violations must be resolved for a clear certificate of occupancy, while others can be disclosed and priced into the sale. The distinction depends on your municipality's requirements.
Contact your town or village building department. They can run a permit search on your property and tell you about any open permits, violations, or certificates of occupancy issues.
A C of O certifies that the property meets local building codes and is safe for occupancy. Some municipalities require an updated C of O or certificate of compliance before a property can be transferred.
It can. If the buyer's lender or the title company requires code compliance, unpermitted work may need to be permitted retroactively, removed, or addressed in the contract terms.
Costs vary enormously — from a few hundred dollars for a missing smoke detector to tens of thousands for unpermitted structural work. We help you get quotes and decide which fixes make financial sense.
Unfortunately, code violations run with the property, not the person. As the current owner, you're responsible for resolving them regardless of who did the work.
We'll help you understand which issues need resolution, which can be disclosed, and what the cost-to-cure looks like.
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