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FSBO: Is It Really Saving You Money?

The FSBO dream is keeping the commission. The FSBO reality is often a lower sale price, longer time on market, and more stress. Let's look at the math.

The FSBO Net-Proceeds Problem

Studies consistently show that FSBO homes sell for less than agent-listed homes — often enough less to more than offset the commission savings. You save the listing commission but frequently lose more on the sale price.

What You're Missing Without an Agent

Key services include:

  • MLS exposure — 90%+ of buyers start their search online.
  • Professional photography and marketing materials.
  • Pricing strategy based on comparable sales data.
  • Negotiation experience — especially with buyer's agents.
  • Contract and disclosure management to reduce legal liability.

Frequently Asked Questions

Can you just put me on the MLS?

Yes — we offer options from flat-fee MLS entry to full-service listing. You choose the level of support that works for your situation.

How much do FSBO homes really sell for compared to agent-listed homes?

National data consistently shows FSBO homes sell for less than agent-listed homes. The gap is often larger than the commission savings, meaning FSBO sellers frequently net less overall.

Do I still need to pay a buyer's agent commission?

Buyer's agents may request compensation as part of the transaction. If you refuse to cooperate with buyers' agents, you significantly reduce your buyer pool since most buyers work with agents.

What legal paperwork do I need for a FSBO sale in New York?

At minimum: a purchase contract, Property Condition Disclosure Statement (or the $500 credit), lead paint disclosure, and various closing documents. An attorney is required for real estate closings in New York.

How do I determine the right asking price without an agent?

You can research recent comparable sales online, pay for an appraisal ($300-500), or request a CMA from an agent. Pricing is the single most important factor in a successful sale.

What are the risks of selling without an agent?

Key risks include mispricing, inadequate disclosure (creating legal liability), poor negotiation outcomes, limited buyer exposure, and the significant time commitment of managing showings, offers, and inspections.

Can I hire an agent later if FSBO isn't working?

Absolutely. Many sellers start FSBO and then list with an agent after 30-60 days. There's no penalty for switching strategies.

Let's Compare Your FSBO Net vs. Agent-Assisted Net

No guilt trip. Just the math. We'll show you both scenarios so you can make the best decision.

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